Important Documents. What To Keep. What To Toss.

Would you love to be paperless? Do you keep every “so called” important piece of paper?

There is so much fear around getting rid of “important” documents. Let’s unpack the myths once and for all.

Take a quick look at this video On Important Documents. What To Keep. What to Toss. Then read on for more tips from Getting It Together.

Get rid of ATM slips that are more than a month old once you have checked them against your bank statement which is hopefully online and paperless.

Get rid of manuals and warranties for cell phones you no longer own. And any other out dated expired warranties.

Get rid of loan papers to the car you no longer own.

Get rid of outdated mortgage papers.

If you’re comfortable with your computer, get rid of all user manuals as the instructions are online.

It’s okay to get rid of old Wills as long as the person is deceased and the estate is closed and complete. If you’re holding on to your deceased parents or grandparents wills “just in case” it’s okay to shred them and make room for your important papers.

It’s very important to get rid of old Wills if you have updated and written a new Will for yourself or any family members. Keeping these old outdated papers simply confuses people who are taking care of your affairs.

Get rid of old divorce papers if the person you’ve divorced is deceased and their estate is closed and complete.

Get rid of all outdated utility bills once they are paid and you’ve found no mistakes.
Better yet, go paperless.

KEEP:

Keep receipts for big -ticket purchases in the event they are stolen or lost in a fire. This gives your insurance company proof you had the item. I would highly suggest taking pictures of these big purchases and have them with the receipt. Create a file on your computer (which has been backed up) and store the picture of the item along with a picture of the receipt.

Keep active warranties. Have one spot in your home for these.
It’s especially nice to leave these up -to- date warranties for the new home owner in the event you sell your place.

Keep birth certificates, marriage licenses and death certificates for obvious reasons however once a person has past, a family member may like these important documents if they are studying your family tree.

Have a safe place to keep your current Will, POA, estate planning documents and representation agreement. Be sure to let your Executor know where these papers are along with where your safety deposit key is.

Keep current mortgage papers and loan papers.

Be sure to shred all important papers you are getting rid of. Staples charges by the pound to shred. It’s reasonable and secure.

PS : Have you got all your important papers up to date and organized? If not, contact

Marnie Gunther
Notary Public
604-522-8149
www.engmangunther.ca

For all the advice you need to get your Will, POA and Representation Agreement in order. I’d highly recommend her for all the legal paperwork and then I’d highly recommend myself to come in to your home and get those papers organized. 😄

By |2020-06-07T20:52:31+00:00November 18th, 2019|Home Organization, Organizer, Organizing Finances|0 Comments

How To Conquer Procrastination Once And For All – Part II by Rowena List of Getting It Together

Procrastination is the intentional and continual postponement of a task that should be done now. Chronic procrastinators can have a negative impact on productivity not only their own but within a corporation.

Do you put off important tasks?

Is the stress of procrastinating getting to you?

Check out this short video and then read on for Getting It Togethers’ Top 5 Tips on How To Conquer Procrastination Once And For All – Part II.

Tip 1: Make a list of all the things you have been procrastinating about. Beside each item estimate how long each task will take. Break the tasks into bite-size pieces and then schedule time in your calendar to work on these tasks. The way to work around procrastination is if you treat these task as though they are equally as important as seeing your dentist or medical specialist.

Tip 2: Get help. You don’t have to do everything yourself. What tasks can you delegate? For example, doing your taxes.

Tip 3: Eliminate perfectionism. Recognize that good is good enough and that it’s better to get it done then to delay until it can be perfect. Let’s face it, nothing is perfect, no one is perfect and life certainly is not perfect. Don’t put yourself on a guilt trip if you do procrastinate once in a while. After all, you’re not perfect.

Tip 4: List the advantages of doing the task and compare them with the consequences of not doing it. This should help light a fire under you to stop procrastinating once and for all.

Tip 5: Don’t wait until you have more time; you will probably have no more time in the future than you have right now. Have you ever talked to someone who has retired? They always wonder how they ever had time to work. We all have the same 24 hours in a day, it’s how we spend them that counts. Procrastination is the thief of time. Don’t let it rob you of your precious moments. IMG_4999

PS: If you didn’t get a chance to read part 1, grab a coffee and read it here

Permanently Reduce Clutter Part 2- Spend Less, Have More

Does your family come from a poverty mentality or a prosperity mentality?

This is something to look at as it will give you some answers on your spending habits and your ability to clear out the clutter.

Did you grow up with lack?

Check out this short video on Permanently Reduce Clutter Part 2

….Read on for Getting It Togethers Top 5 Tips

Tip 1.  Stop keeping up with the Jones. Why is it that humans have the need to keep up with the Jones? Who started this anyway? The Jones do not care what you have or how you spend your money so why should we care with keeping up with them? I know it is a saying however imagine if we all “lived simple so others may simple live”? The only person you need to impress is yourself. Think of how great you will feel if you only bought what you really needed, used and loved. You bank account will love you too.

Tip 2.  Analyze your spending for a week.  Keep track of each item you buy. At the end of the week ask yourself  “if it was something you really n